The corporate card that keeps you in control and pays you back

Set limits, issue unlimited cards, and see every dirham in real time — and earn cashback while you do it.

Two black corporate Visa credit cards with a holographic circle design and chip.
Apple Pay and Google Pay
Spend anywhere
Spend controls and policies
Earn cashback

For a limited time, get 8% corporate cashback!

No gimmicks. No points. No tiers. Just 8% cashback on your non-AED spending for 3 months—straight to your Mamo balance.

Take control of company spend, end to end

From spend controls to expense automation and AI insights, manage it all in one place.

Set limits and stay flexible with spend controls and card-level limits tailored to how your teams spend.

No more chasing receipts with automated workflows that catch every transaction as it happens, so your books stay accurate without you lifting a finger.

Get insights on every dirham with Mamo’s AI assistant, helping you track budgets, spot spending trends, and surface unusual activity in seconds.

Mamo Card benefits

Perks that make business spending easy

World map with overlay of three financial transaction cards showing Uber charge €65.40 on 10 Oct 2025, Emirates charge $1,000.00 on 10 Oct 2025, and ENOC charge 160.00 on 19 Apr 2025, each with green positive balance updates.

Earn cashback on every tap and swipe

Use your Mamo Card worldwide and earn 2% cashback on non-AED spend and 0.5% on AED spend.

Access exclusive rewards

From bookkeeping to business trips, unlock exclusive deals, discounts, and sign-up offers designed to help your business go further.

Mamo Card features

Everything your card should do

Every card type, every wallet, every way to top up — all built in, all secure.

Unlimited and free

Choose from debit, credit, physical, or virtual cards, all with no issuance fees.

Add to any wallet

Use your Mamo Card effortlessly with Apple Pay, Google Pay, and Samsung Pay.

Top up your way

Fund cards straight from payments you've collected with Mamo — no transfer needed. Or top up by bank transfer anytime.

Layered security

PCI-DSS certified, with monitoring and alerts on every transaction. Freeze or reissue a card in seconds.

Built for however your business spends

From flights to ad campaigns to supplier payments — the Mamo Card adapts to how your business actually spends, all tracked in one place.

Travel and entertainment

Set per-trip or per-employee limits, then let your team book flights, hotels, and events — no approval bottlenecks, no surprise overspend.

Online advertising

Cap campaign budgets by platform or team, and reconcile spend automatically.

Petty cash replacement

Issue virtual or physical cards with built-in limits instead of cash — no reimbursement reports, no guesswork.

Paying suppliers

Issue virtual Partner cards so suppliers get paid instantly — no manual bank transfers required.

Bills and subscriptions

See every recurring charge in one place for easy tracking, payment, and reconciliation.

Single use cards

Protect your business from fraud with single-use cards for secure, one-time payments.

Cashback calculator

How much could you be earning back?

Get 2% back on all foreign currency spend and 0.5% on AED spend. Enter your monthly spend below to see your total.

Monthly AED spend
Monthly non-AED spend
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You could earn AED 250 cashback this year.

Cashback applies to everyone, no matter your plan.

With Mamo, the pricing is transparent and the fine print is the bold print. See how Mamo makes money.

“Mamo is more than just payments. We have issued about five corporate cards which have helped us streamline our office expenses as well as all marketing spends for Meta, Google etc.”

Fahim Khan

Senior Accountant, Parasol Card Services

Hear more from our customers

All your finance tools in one place

One platform for payment collection, corporate cards, and expense management to help you  streamline financial operations with confidence.

Payment links

Make it easy for customers to pay you. Generate payment links, invoices, QR codes, or set up subscriptions in seconds.

Read more about payments

Expense management

Capture and approve business expenses, reconcile transactions, and sync it all with your accounting software seamlessly.

Join 4,000+ businesses simplifying spending with Mamo

Frequently asked questions

Can I earn cashback with Mamo?

Yes you can. You can earn unlimited cashback on qualifying purchases. Please visit our pricing page to learn more.

What is the Mamo card?

Mamo, in partnership with Visa, allows businesses to issue zero-cost debit cards to help manage all your corporate spends. These are virtual or physical cards depending on your needs. Learn more.

Can I set limits on a Mamo Card?

With Mamo, you can add a daily, monthly, or per transaction spending limits as well as spending category controls. It’s that simple. Learn more.

How reliable and secure is Mamo?

Mamo is a fully licensed entity and regulated by Dubai Financial Services Authority as a payments facilitator. Mamo is also officially registered as a payments facilitator with Visa and Mastercard. We also use best in-class security and encryption to comply with industry standards, safeguarding your money and financial data at all times.

Where can I use the Mamo Card?

The Mamo Card can be used anywhere and everywhere, online and offline! It is exactly the same as the personal debit or credit card you use on a daily basis today. The Mamo Card can also easily be linked to your Google Wallet, enabling you to tap-to-pay at participating stores. With the Mamo Card, you can make purchases online, offline and even withdraw money at ATMs. You can also link the Mamo Card to online subscription services. Learn more.