All-in-one financial platform for smarter expense management 

Simplify, track, and control business expenses in one place 

Empower your finance team with automated expense tracking, seamless reconciliations, and accounting integrations that help you close your books 3x faster.

Smarter expense controls and corporate card management

Mamo makes monitoring and managing every Mamo Card expense simple — so there’s less busywork and more room to grow.

Stay in control of spending

Set limits, policies, and approval workflows to keep every transaction compliant and under control.

Digital card interface titled Sami’s Card showing monthly spend limit AED 10,000, daily and transaction spend limits of AED 500, and restricted categories Transportation and Food & Beverage.

See where your money’s going

Get real-time insights, analytics, and reports that help you make smarter financial decisions.

Bar chart titled Total spend showing varying blue vertical bars with a highlighted amount of AED 65,080 for Oct 1 - Oct 30, 2025.

Free up valuable time

Automate expense tracking and approvals to reduce manual tasks and close your books 3x faster. 

Form section showing category set to Advertisement with suggestion tag, invoice number 102903840, and tax code VAT with suggestion tag.

“Mamo is more than just payments. We have issued about five corporate cards which have helped us streamline our office expenses as well as all marketing spends for Meta, Google etc.”

Fahim Khan
Senior Accountant, Parasol Card Services
Hear more from our customers

Mamo integrates with the accounting software you already use  

Connect and sync expenses automatically, or use our integrations with Make and Zapier to plug Mamo into thousands of tools.

Diagram showing integration with WhatsApp and Slack for Connect, and ERP sync with Microsoft Dynamics 365, Xero, Intuit QuickBooks, Wafeq, and Zoho Books.Diagram showing ERP sync connecting Xero, Microsoft Dynamics 365, QuickBooks, Wafeq, and Zoho Books with a central hub, which then connects to WhatsApp and Slack.

Features finance teams love

Streamlined, simple, and secure — Mamo’s expense management tools are built for the people who will actually use them.

Error-free expense capture 

Automatically capture the currency, cost, category and tax code of every Mamo Card transaction.

A screenshot of a cell phone description.

Easy breezy reconciliation 

Consolidate revenue and expenses in one platform for less friction, fewer fees, and faster closing. 

Logos of accounting and business software including Microsoft Dynamics 365, QuickBooks, Xero, Wafeq, and another blue icon resembling the letter B.

No petty cash. No chasing receipts.

Empower teams  with virtual and physical cards — and get real-time visibility into every transaction.

Chat showing a message about spending AED 4.29 on Office Errands at Spinneys and instructions to upload a receipt photo, followed by a receipt image and a confirmation message saying the expense is submitted.

Assign roles and access levels

Keep spending secure and organized by assigning each team member the right permissions for their role.

User list showing Omar Al-Ibrahim as Owner and Admin, Rita Cooper as Employee and Card manager, and Sami Mahmoud as Employee and Card user, each with profile pictures.

Bulk actions that save time

Change categories, download receipts, and sync multiple expenses — in just a few clicks. 

350 selected
Change status
Change category
Export expenses
Sync expenses

Features finance teams love

Streamlined, simple, and secure — Mamo’s expense management tools are built for the people who will actually use them.

Payment links

Make it easy for customers to pay you. Generate payment links, invoices, QR codes, or set up subscriptions in seconds.

Checkout page with payment options including Google Pay and credit card, shipping selection, order summary of Well&Calm candle and cleaning sets, and a blue Place order button.

Corporate cards

Capture and approve business expenses, reconcile transactions, and sync it all with your accounting software seamlessly.

Smartphone screen showing a digital VISA Corporate card with a checkmark and the word 'Done' below it, next to a physical VISA Corporate card.

Frequently asked questions

How does Mamo’s expense management solution work?

Mamo’s expense management helps you track, approve, and reconcile expenses in real time. Every transaction made with a Mamo Card automatically syncs to your dashboard for easy review and reporting.

How does Mamo automate expense tracking?

When a team member uses their Mamo Card, the expense — plus the currency, category, and tax code — flow straight into your dashboard automatically. No manual entry or spreadsheets required.

Can I upload receipts for business expenses straight to the Mamo dashboard?

Yes! Team members can snap a photo of their business receipts and upload it directly in the Mamo dashboard, or send it via WhatsApp. Each receipt is matched to the correct transaction, making it easy to review, approve, and reconcile expenses — without digging through piles of paper receipts.

Is Mamo’s expense reporting secure?

Yes! Mamo is licensed and regulated by the Dubai Financial Services Authority (DFSA) and uses best-in-class security and encryption to protect your business’s financial data.

Which platforms does Mamo’s expense management integrate with?

Mamo offers seamless accounting software integration with Xero, QuickBooks, Zoho, and more. Mamo also integrates with Shopify, Make, and Zapier — so data can flow directly into your existing suite of business tools.

Simplify your financial operations with Mamo