When payments slow you down, switching means business
Settlement delays, slow support, and surprise fees make it hard to grow. Switch to a provider built for scale.
Signs it’s time to switch to Mamo
Paying vendors, freelancers, or suppliers often means bank delays, manual tracking, and limited visibility into spending.
Funds held with no explanation make cash flow hard to predict.
When you have a question, waiting days for an answer slows down more than payments.
Pricing that looks different from what you were told makes budgeting impossible.
Managing payments, cards, and reporting across separate tools creates more costs.
Smarter expense controls and corporate card management
Mamo makes monitoring and managing every expense simple — so there’s less busywork and more room to grow.
Predictable settlements
No surprise holds or unclear payout timelines. Choose settlement schedules that work for your business, including same-day and 3-day options for more control over cash flow.
Clear pricing, fast verification
Pricing stays transparent, and verification is built to move fast while staying compliant.
Local, responsive support
Get support from a local team that understands the UAE market, with dedicated Slack and WhatsApp channels available for Enterprise businesses.
Collect, spend, all-in-one
Access payments, cards, and reporting in the same dashboard, so your team spends less time chasing data across multiple tools.
Built around problems we’ve heard first hand
Every feature exists because a real business needed it
“Compared to Stripe, what fees could I expect? We're in education, and costs really add up.”
Mamo offers rates as low as 1.7% for education — significantly below Stripe's MENA pricing, with no hidden fees.
“Last year our card processing fees equated to about three and a half million dollars. We need to optimize that cost”
Mamo offers enterprise pricing built around high-volume businesses, backed by Checkout.com for reliability alongside competitive rates.
“We manually send payment links to students after every call. I want to remove that entire manual process.”
Mamo automates recurring payments and subscriptions — set it once, and payment links go out automatically via email or WhatsApp.
“I have a card with an OTP and I keep pinging my co-founder about it every time I need to pay for something.”
Issue team members their own Mamo cards with pre-set limits and categories — no approvals needed for routine spending.
“My customer service team negotiates on WhatsApp and needs to generate a payment link right there in the conversation.”
Sales team members can be given dashboard access to create payment links only — without seeing financials or other data.
“We have four campuses each using cash. I give them petty cash every week. I need a better way to manage this.”
Issue unlimited free Mamo cards to each campus — top them up remotely, set spend limits, and track every transaction in real time.
“Bank reconciliation is not automated at all. I need to upload statements manually, line by line.”
Mamo prompts cardholders via WhatsApp to upload receipts instantly after each payment, with automatic categorization and accounting integrations.
“We don't want a specific employee making fuel expenses. Can we restrict what categories a card can be used for?”
Mamo cards support category-level restrictions — block ATMs, fuel, restaurants, or any merchant category per card.
“We see a lot of people reaching checkout but not converting. We think it's because we don't offer Apple Pay or Google Pay.”
Mamo supports Apple Pay, Google Pay, Samsung Pay, Amex, Visa, and Mastercard — all available out of the box with Shopify integration.
“Our acceptance rate is not high — that's the main reason we want to switch. Everything else is fine, but we're losing transactions.”
Mamo is built on Checkout.com and Visa infrastructure, ensuring industry-leading authorization rates across all major payment methods.
“Our current provider always sides with the buyer. They don't look at any of the proof we send them about the order.”
Mamo provides a dedicated chargeback dashboard with document guidance, and integrates with ChargeBlast to flag disputes before they escalate.
Frequently asked questions
Most businesses are verified in under 3 business days, depending on the complexity of the business and how quickly documents are submitted.
Your final rates depend on your business model, payment methods, and processing volume. There are no hidden onboarding or setup fees.
Our team works with you to understand your current setup and help reduce disruption during the transition. You can switch as many or as few tools as you like, on your schedule.
No. Like many of Mamo’s customers, you may choose to start with one part of your payment systems first, then expand over time as you use Mamo more day-to-day.
Get up and running fast
Most businesses are verified in less than 3 business days.