Smarter payments for maintenance and facility services
For plumbing, AC, cleaning, handyman, and facility services: collect deposits, invoice on the spot, control staff spend, and get your cash fast with Mamo.

Run your maintenance business with smarter financial tools
Mamo gives your maintenance business the financial tools to match your high standards. On-site payments, instant digital invoicing, staff cards with spending controls, and recurring billing, all in one platform designed for modern service companies.
How veterinary clinics use Mamo every day:
Collect a deposit before dispatching the team.
Create invoices or payment links immediately on arrival and let clients pay via phone.
On the go adjustments or refunds if scope changes, done instantly.
Issue cards to staff to buy materials or supplies; set spending limits and track expenses.
For recurring maintenance contracts (AC servicing, pest control, cleaning), automate monthly payments.
An all-in-one financial operating system for maintenance services
Consolidate payment collection, corporate cards, and expense management into one single platform
Cards
Save up to 5% on foreign transaction fees, set spend limits and manage company-wide spending with the Mamo Card. Learn more.

Payments
Accept payments in more than 15 currencies and access the lowest fees in the UAE, starting at 1.9%. Learn more.
Expenses
Speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro.


APIs
Optimize checkout flows and automate finance operations with powerful APIs. Finance and engineering teams will thank you. Learn more.


Mamo works with what you already have
Get up and running with Mamo's APIs in less than 5 minutes, seamlessly integrating with the tools you already use.
Read more about integrations
Frequently asked questions from businesses like yours
Mamo, in partnership with Visa, allows businesses to issue zero-cost debit cards to help manage all your corporate spends. These are virtual or physical cards depending on your needs. Learn more.
The Mamo virtual credit card (VCC) allows you to automate payments to your suppliers by integrating with your booking management system and issuing virtual cards to them. This greatly improves the customer’s experience too. Your customers can use their preferred payment method and you then load that payment onto a VCC which you issue to your vendors so they can charge it like a regular credit card. Contact our sales team who can give you more details.
Security and reliability are two of the top three qualities Mamo prioritizes for its customers. Being regulated by the Dubai Financial Services Authority means that Mamo's internal controls and processes are vetted and reviewed on a regular basis by third parties. Quarterly, and often-times, monthly security audits mean that our tech and your data is closely guarded. As one of few Payment Facilitators registered with Visa and Mastercard, Mamo has been properly authorized and approved by Visa and Mastercard to aggregate payments on behalf of its customers. Mamo is PCI-DSS certified and utilizes multiple layers of best-in-class security and redundancy across payment processing, transaction monitoring and alerting. Learn more.
Yes! Depending on your plan, you’ll get up to 2% instant cashback every time you spend in a different currency than AED. You can then use your cash however you want — top up your card or settle it to your bank account.
We support payments through Visa, Mastercard, AMEX, Google Pay, Apple Pay, Mada and Tabby.
Payment links and invoices are proven to increase the speed at which your customers are able to pay you. We provide multiple payment methods that customers demand - Visa, Mastercard, AMEX, Google Pay, Apple Pay, Mada and Tabby