Payment collection for UAE businesses

Get paid in seconds, not days

Collect payments faster with instant payment links and real-time visibility into every transaction.
No transaction limits. Same-day settlement. No minimums

Payments dashboard showing transaction IDs, amounts in AED, dates, customer names with emails, and payment statuses including successful and reversed.Mobile checkout page for Kindred Way showing payment options including Google Pay, Apple Pay, and credit or debit card with masked card number ending in 8071, expiry date, CVV, and cardholder name fields, and a Place order now button.

Turn payments into your competitive advantage

Stop losing revenue to slow settlements and failed transactions. Mamo helps you collect more, faster. 

Get paid fast

Don’t wait 5-7 business days for your money. Same day settlement means faster cashflow and growth. Collect funds with payment links, QR codes, digital invoices, and more.

Bank transfer interface showing transfer amount of AED 10,000.00 and a settled payment to Mashreq Bank account ending in 3456.

Capture more revenue

Optimized checkout flows and multiple payment methods mean higher conversions. 

Real-time reporting gives you instant visibility — track revenue, spot trends, and make informed decisions.

Blue bar chart with increasing values and a highlighted bar showing AED 80,000.00 for Nov 1 to Nov 30.

Eliminate manual work

Automated tracking, instant payment links, and in-depth reporting save hours every week. 

Let Mamo handle the complexities of scaling, so you  grow faster...

Tablet screen showing a finance dashboard with options to transfer between accounts, initiate a settlement, and create a payout, displaying an AED payments account balance of 270,000.00 AED.

Payment options that work for every customer 

Flexible options that fit how you do business, wherever and however you need to get paid—whether online, in-person, or on the go, we give you the tools to collect payments your way.

Payment links

Create a link and share it with customers via email, text message, or social media.

Supported payment methods: Visa, Mastercard, American Express, mada, Apple Pay, Google Pay, and Tabby.

Kindred Way payment screen for meditation package showing total 185 with payment options Apple Pay, Google Pay, and debit or credit card including Visa, Mastercard, Amex, mada, Tabby.

Invoices

Send professional invoices straight from your dashboard. Customers can pay in one click, so you get your funds fast. 

Invoice from Kindred Way to Abdullah Alsalem with total amount AED 2,050.00, including Yoga class sessions and Wellness consultation, plus a QR code for payment.

QR codes

Generate a QR code for in-store customers to scan and pay in seconds. No POS hardware needed.

QR code with rounded black dots on a white square background with a central circular logo.

WhatsApp bot

Create payment links on the go with our WhatsApp bot. Share it with customers, wherever they are.

Mobile screen displaying a form titled 'Create a payment link' with a 'Set amount' field showing currency AED and amount 200.

Integrated checkout

Offer a familiar and secure payment journey to customers. Available on
e-commerce websites with our APIs.

Grid of logos including Shopify, Zapier, WooCommerce, Magento, Make, and a pixelated P logo on blue background.

“Mamo has changed the way I run my e-commerce business. Integration with my Shopify website was easy and being able to use it like a bank account when my actual bank was giving me a hard time has been invaluable.”

Maysam Faraj
Owner, Habibi Skate Shop
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Built for UAE businesses. Optimized for customers worldwide. 

Our simple, no-code solution lets you customize your payment collection experience to delight your customer at every step.

Create unique experiences

Add your own branding, manage limits and usage, add tipping, choose what data to collect, and control what the customer sees after payment.

Well & Calm payment page showing price 1,016.00 crossed out, quantity selector set to 2, and a green Continue button.Payment form for Atlas Row showing total amount ₱7,500.00, with debit or credit card option including card number partially entered, expiration date, CVV, cardholder name fields, and a green Pay button.Payment interface for Lunar Group showing a total of 15,000 with payment options Apple Pay selected, Google Pay, and debit or credit card, and a black Apple Pay button.Payment interface for Monrae custom jewelry design showing total amount 12,508.00 with payment options Apple Pay, debit or credit card, and 4 interest-free payments via Tabby, with a Pay button.

Accept multiple currencies

Let your global customers pay in the currency of their choice. Mamo supports over 15 non-AED currencies such as USD, EUR, GBP, CAD, SAR, CHF, etc.

Grid of currency icons showing flags and respective currency codes: EUR, USD, GBP, CAD, AED, CHF, EGP, INR, SAR, AUD, DZD, QAR, PKR, IDR.

Make checkout a breeze

Offer multiple payment options like credit and debit cards, digital wallets, and buy now, pay later (BNPL) automatically enabled on all payment links.

Payment method options with toggle switches for Google Pay, Apple Pay, Tabby, and debit or credit card, with Apple Pay and debit/credit card toggled on.

Your data. Fully protected, always.

Mamo is built with security at its core, ensuring that your payment data and customer information are fully protected at all times.

Compliant

Mamo is regulated by the Dubai Financial Services Authority (DFSA).

Data encryption

Mamo uses bank-grade cryptographic protocols to ensure that your company’s data is fully encrypted both in transit and at rest.

PCI DSS compliance

Mamo is PCI DSS compliant, allowing it to handle and store credit and debit card information safely and securely.

Don’t stop at payments. Manage your entire financial stack in one place.

One platform for payment collection, corporate cards and expense management tools, helping you to streamline your financial ops like a pro. See related solutions.

Expense management

Capture and approve business expenses, reconcile transactions, and sync it all with your accounting software seamlessly.

Mobile screen showing Mamo Finances app with a prompt to upload a receipt for AED 4.29 spent at Spinneys, along with an image of a receipt.

Corporate cards

Earn up to 8% cashback on your corporate card spends.

Smartphone screen showing a digital VISA Corporate card with a checkmark and the word 'Done' below it, next to a physical VISA Corporate card.

“We wanted a partner who understands how business really works in the UAE. Mamo is local, flexible, and responsive in a way global providers aren’t.”

Divesh Lachhwani
CEO, Merchlist
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Frequently asked questions

Will Mamo support more currencies?

We support currencies based on our users' feedback and needs. Please get in touch with us via Chat to request support for currencies that are not on the link below. You can learn more about our supported currencies here.

How long does it take for a settlement to be completed?

Settlements are processed based on the monthly plan you are signed up to. We offer three plans: Growth, Premium and Ultra. Each will have their own settlement periods ranging from 3-5 days. We also offer same-day settlements (for eligible businesses) at an extra cost.

What is the transaction limit on payment links?

As a new customer, the limit on each payment made by your customers to you is AED 50,000. However, we can increase this to any amount that your require after simple internal review. Please contact us after you've been verified. Learn more.

Can I receive settlements in different currencies?

No matter which currency your payment link is offered your payments will, by default, be settled in AED (United Arab Emirates Dirham) to your UAE bank account. We'll be offering multi-currency settlements soon. Learn more.

Which cards and payment methods are supported?

We support the following cards and payment methods: Visa, Mastercard, American Express, mada, Apple Pay, Google Pay, Tabby. Learn more.