Choose your plan

No sign-up fees. No minimum commitments. No catches. Just clear, honest pricing.

Enterprise

If you process over AED 500,000 per month, get in touch for a custom pricing proposal and dedicated support

Contact sales
Payment collection

Transaction fee on UAE cards

When charged in AED

Transaction fee on international cards

When charged in AED

Receive payments in other currencies

Settlement period

Same-day settlements

Receive your payments on the same day they were made

Placing holds on cards

For security deposits

Supported payment methods

Visa, Mastercard, American Express, mada, Apple Pay, Google Pay, Tabby

visamastercardamexmadaapplepaygooglepaytabby
Corporate card

Transaction fee

Cost per card

Cashback

Earn cashback on all your non-AED spends.

Credit cards

ATM withdrawals in UAE

ATM withdrawals internationally

Spend limits and controls

Expense management and approval workflows

Expense receipt upload via WhatsApp

Bank transfers

Save time by initiating bank transfers from your Mamo balance.

To business and individuals

Integrations

Payment APIs

Recurring payment APIs

E-commerce platform integrations

Card APIs

Marketplace payout APIs

Automate split payments for marketplaces based on your business model.

Accounting software integrations

VCC APIs

Virtual Corporate Cards for DMCs and tour operators to streamline vendor payments.
Additional services and features

Dedicated customer succes manager

Dedicated Slack channel for support

Subscription payments

Chargeback and refund management

VAT-enabled invoicing

User access and defined roles

Payment links via WhatsApp bot

Branded payment links

Growth

AED
0
per month

Get verified in 48 hours and grow into the entrepreneur you deserve to be. No sign-up fees. No minimum commitments. No monthly fees.

2.9% + AED 1

Spend with the Mamo Card and reduce your transaction fees to 1.9% + AED 0.80 equivalent to your total card spend. Payments received above your card spend will be processed at 2.7% + AED 0.80

3.4% + AED 1

+2%

5 business days

+0.75%

AED 1

Free

Unlimited free

1%

Contact sales

AED 5

AED 20

check mark
--
check mark
--
check mark
--

AED 5 per transfer

check mark
--
check mark
--
check mark
--
check mark
--
check mark
--
check mark
--

Contact sales

Contact sales

Contact sales

check mark
--
check mark
--
check mark
--
check mark
--
check mark
--
check mark
--

Premium

AED
99
per month

For businesses who collect AED 50,000 or more each month and want to unlock advanced customizations.

2.7% + AED 0.8

Spend with the Mamo Card and reduce your transaction fees to 1.9% + AED 0.80 equivalent to your total card spend. Payments received above your card spend will be processed at 2.7% + AED 0.80

3.2% + AED 0.8

+1.5%

5 business days

+0.5%

AED 0.80

Free

Unlimited free

2%

Contact sales

Free

AED 20

check mark
--
check mark
--
check mark
--

AED 5 per transfer

check mark
--
check mark
--
check mark
--
check mark
--
check mark
--
check mark
--

Contact sales

Contact sales

Contact sales

check mark
--
check mark
--
check mark
--
check mark
--
check mark
--
check mark
--
Growth
Premium

Growth

AED
0
per month

Get verified in 48 hours and grow into the entrepreneur you deserve to be. No sign-up fees. No minimum commitments. No monthly fees.

Payment collection
Transaction fee on UAE cards
When charged in AED

2.9% + AED 1

Transaction fee on international cards
When charged in AED
3.4% + AED 1
Receive payments in other currencies
+2%
Settlement period
5 business days
Same-day settlements
+0.75%
Placing holds on cards
For security deposits
AED 1
Subscription payments
check mark
--

Supported payment methods

Visa, Mastercard, Amex, mada, Apple Pay, Google Pay, Tabby
visamastercardamexmadaapplepaygooglepaytabby
Corporate card
Transaction fee
Free
Cost per card

Unlimited free

Cashback
Earn cashback on all your non-AED spends.
1%
Credit cards

Contact sales

ATM withdrawals in UAE
AED 5
ATM withdrawals internationally

AED 20

Spend limits and controls
check mark
--
Expense management and approval workflows
check mark
--
Expense receipt upload via WhatsApp
check mark
--
Bank transfers
Save time by initiating bank transfers from your Mamo balance.
To business and individuals
AED 5 per transfer

Integrations

Payment APIs
check mark
--
Recurring payment APIs
check mark
--
E-commerce platform integrations
check mark
--
Card APIs
check mark
--
Marketplace payout APIs
Automate split payments for marketplaces based on your business model.
check mark
--
Accounting software integrations
check mark
--
VCC APIs
Virtual Corporate Cards for DMCs and tour operators to streamline vendor payments.

Contact sales

Additional services and features

Dedicated customer succes manager

Contact sales

Dedicated Slack channel for support

Contact sales

Chargeback and refund management
check mark
--
VAT-enabled invoicing
check mark
--
User access and defined roles
check mark
--
Payment links via WhatsApp bot
check mark
--
Branded payment links
check mark
--

Premium

AED
99
per month

For businesses who collect AED 50,000 or more each month and want to unlock advanced customizations.

Payment collection
Transaction fee on UAE cards
When charged in AED

2.7% + AED 0.8

Transaction fee on international cards
When charged in AED
3.2% + AED 0.8
Receive payments in other currencies
+1.5%
Settlement period
5 business days
Same-day settlements
+0.5%
Placing holds on cards
For security deposits
AED 0.80
Subscription payments
check mark
--

Supported payment methods

Visa, Mastercard, Amex, mada, Apple Pay, Google Pay, Tabby
visamastercardamexmadaapplepaygooglepaytabby
Corporate card
Transaction fee Cost per card
Free
Cost per card

Unlimited free

Cashback
Earn cashback on all your non-AED spends.
2%
Credit cards

Contact sales

ATM withdrawals in UAE
Free
ATM withdrawals internationally

AED 20

Spend limits and controls
check mark
--
Expense management and approval workflows
check mark
--
Expense receipt upload via WhatsApp
check mark
--
Bank transfers
Save time by initiating bank transfers from your Mamo balance.
To business and individuals
AED 5 per transfer

Integrations

Payment APIs
check mark
--
Recurring payment APIs
check mark
--
E-commerce platform integrations
check mark
--
Card APIs
check mark
--
Marketplace payout APIs
Automate split payments for marketplaces based on your business model.
check mark
--
Accounting software integrations
check mark
--
VCC APIs
Virtual Corporate Cards for DMCs and tour operators to streamline vendor payments.

Contact sales

Additional services and features

Dedicated customer succes manager

Contact sales

Dedicated Slack channel for support

Contact sales

Chargeback and refund management
check mark
--
VAT-enabled invoicing
check mark
--
User access and defined roles
check mark
--
Payment links via WhatsApp bot
check mark
--
Branded payment links
check mark
--
All prices are exclusive of VAT

Frequently asked questions

See more FAQs
Where does Mamo store its customers' money?

Mamo partners with RAKBANK to store its client funds. Inline with regulatory requirements and best practices, Mamo segregates its client funds from its own operational funds at all times. These processes and procedures are audited once a year by internal and external financial auditors. Learn more.

How does Mamo make money?

Whenever you collect money using Mamo, we charge you a small fee. This fee is a percentage of the transaction and is then split with multiple third parties including Visa, Mastercard, AMEX or other schemes. When it comes to our corporate cards, we actually don't make our money from you. The corporate card offering is completely free. Instead, Mamo makes a small fee from the merchants where your card is used to make a purchase. Learn more.

Why are Mamo's transaction fees higher than other providers?

If you are working with a payment provider that offers you lower fees, this may be possible for multiple reasons which we've outlined on our help center.

How do I pay the monthly subscription fee?

If you are on one of our paid monthly plans (we have a free plan too!) your monthly fee will be deducted from your first settlement. If you don't have any settlements for any given month, you will not be charged a fee for that month. That's the fair thing to do.

Join Mamo Business

Sign up for free
Contact sales