From startup to scale, get paid faster with Mamo
An exclusive offer for Dubai SMEs — simplify payments, manage expenses, and earn cashback with Mamo.
In partnership with Dubai Economy & Tourism
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Simple payments and spending management, in one place
This offer is exclusively available to SMEs referred through the Dubai SME in a Box program.
Emirati-owned businesses
Other SMEs in Dubai
Corporate cards
- Free Mamo Visa corporate cards for life
- 8% cashback for the first 3 months (up to AED 7,500)
- 2.1% cashback on non-AED spend (no caps or expiry)
- 0.4% cashback on AED spend
- Free Mamo Visa corporate cards for life
- 8% cashback for the first 3 months (up to AED 7,500)
- 2% cashback on non-AED spend (no caps or expiry)
- 0.4% cashback on AED spend
Payment collection
- Free premium plan for 12 months
- 2.65% + AED 0.80 on UAE cards
- 3.15% + AED 0.80 on international cards
- Free premium plan for 3 months
- Standard transaction fees apply
Additional benefits
- Free pay-in and payout APIs
- Free virtual card APIs
- Dedicated QR code solutions for events
- Free pay-in and payout APIs
- Free virtual card APIs
- Dedicated QR code solutions for events
Corporate cards
- Free Mamo Visa corporate cards for life
- 8% cashback for the first 3 months (up to AED 7,500)
- 2.1% cashback on non-AED spend (no caps or expiry)
- 0.4% cashback on AED spend
Payment collection
- Free premium plan for 12 months
- 2.65% + AED 0.80 on UAE cards
- 3.15% + AED 0.80 on international cards
Additional benefits
- Free pay-in and payout APIs
- Free virtual card APIs
- Dedicated QR code solutions for events
Corporate cards
- Free Mamo Visa corporate cards for life
- 8% cashback for the first 3 months (up to AED 7,500)
- 2% cashback on non-AED spend (no caps or expiry)
- 0.4% cashback on AED spend
Payment collection
- Free premium plan for 3 months
- Standard transaction fees apply
Additional benefits
- Free pay-in and payout APIs
- Free virtual card APIs
- Dedicated QR code solutions for events
Growing a business is demanding enough. Payments shouldn’t add more work
Slow payments mean slow cashflow. Mamo gets you paid faster, so money moves at the speed your business needs.
Built for growing businesses in the UAE
Dubai-licensed SMEs
Built for licensed businesses in the UAE, supporting both Emirati and international founders.
Founders in control
Manage payments, expenses, or both, all from one place without added complexity.
Flexible ways to get paid
Accept payments online, in person, or through invoices, whatever fits your business.
Simple spend control for teams
Give your team the tools they need while keeping full visibility and control over company spending.
Start in 3 simple steps
Set up your account and start accepting payments and managing spend.
Apply
Fill out a short application form.
Get verified
Our team reviews your details and confirms eligibility.
Start managing your finances with Mamo
Instantly access your cards, payment tools, and benefits — from one dashboard.
“Mamo has changed the way I run my e-commerce business. Integration with my Shopify website was easy and being able to use it like a bank account when my actual bank was giving me a hard time has been invaluable.”
Frequently asked questions
Dubai-licensed SME owners referred through the DET SME in a Box program. Both Emirati (Mohammed Bin Rashid Est.) and non-Emirati license holders are eligible, with slightly different tiers.
Your tier is based on your license type. Emirati-owned businesses (Mohammed Bin Rashid Est.) receive the Emirati tier. All other Dubai-licensed businesses receive the non-Emirati tier. If you’re unsure, our team will confirm during onboarding.
Our team reviews your application and will contact you within 48 hours with next steps.
Most eligibility is confirmed within 48 hours.
You can reach our team anytime for help during or after onboarding. Reach out to us here.
Get started with Mamo — exclusive benefits for Dubai SMEs
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Meanwhile, sign up to speed up your onboarding.
It’s completely free — you won’t get charged until you start transacting.