How to send a WhatsApp payment link in the UAE

Running your UAE business on WhatsApp? Your payments should work there too

A customer messages you to confirm a booking. You reply with the confirmation and your business’ bank details, so you get paid. Then, you wait. You check your account. You follow up.

For many businesses, this is still how payments happen on WhatsApp. But there’s another option: WhatsApp payment links for UAE businesses.

With Mamo payment links, you can create a payment link in seconds, paste the link to a WhatsApp chat and let your customer pay instantly by card or Apple Pay. There’s no need for a website, POS system or app download.

In this article, we’ll cover:

• What a payment link is and how it works
• Who payment links work best for
• Why bank transfers are no longer working for modern businesses

Whether you’re part of an agency, an events company, or a freelancer, payment links make it easy to get paid directly inside where business is already underway.

WhatsApp is where business happens: Payment links in the UAE

In the UAE, WhatsApp is used for more than personal messages, it’s where businesses confirm bookings, close sales and get paid.

From events companies confirming bookings to freelancers updating clients on a project status, WhatsApp has become a fast way for businesses to communicate. But the payment step can break the flow.

A conversation on WhatsApp moves quickly, but when it’s time to pay…

• an IBAN gets pasted into the chat,
• the customer leaves to open their banking app,
• screenshots get sent back and forth and
• someone ends up chasing the payment later

A payment link keeps everything moving in one simple flow.

What is a Mamo payment link?

A payment link is a secure URL you create from your Mamo account. You choose the payment amount, description and currency.

Then, you share the link anywhere, including:

• WhatsApp
• Instagram DMs
• Email
• SMS

All your customer has to do is tap the link, open a checkout page in their browser and pay instantly. They do not need a Mamo account.

Customers can pay using:

• Visa
• Mastercard
• American Express
• Apple Pay
• Google Pay

Payment links can be one-time links for an invoice or a deposit. They can also be reusable links for ongoing payments.

How to collect payment on WhatsApp

Step 1: Create your Mamo account

Sign up takes just a few minutes. Once your account is verified, you're ready to start creating and sending payment links.

Step 2: Open Payment Links in your Mamo Dashboard

From your Mamo dashboard, navigate to the payment links section.

Step 3: Create a new payment link

Add:

• A title (Example: Session deposit — May)
• An amount
• Your preferred currency

Mamo supports 15+ currencies, including AED, USD, EUR, GBP and more.

Step 4: Choose one-time or reusable

One-time links expire after a single payment.

Reusable links stay active and can be shared with multiple customers over time.

This is especially useful for:

• Repeat bookings
• Recurring memberships
• Ongoing client work

Step 5: Copy the link

Once created, copy the payment link directly from your dashboard.

That’s it. Your checkout page is now live.

Step 6: Send payment link in WhatsApp

Open your WhatsApp chat, paste the link and send it.

Your customer taps the link, enters their payment details or uses Apple Pay. The whole checkout experience happens in their browser. No downloads, separate app or Mamo account is required for your customer.

Step 7: Get notified instantly

As soon as payment is completed, you get a real-time notification from Mamo.

You can also track:

• Pending transactions
• Successful payments
• Payment history

Already have a Mamo account? Create your first payment link today.

Payment links are ideal for many business types in the UAE

Agencies

Marketing and creative agencies can send payment links for retainers, campaign deposits or project approvals directly inside client WhatsApp conversations.

Clinics and wellness businesses

Clinics and wellness businesses can send payment links for consultations, deposits or treatment bookings directly through WhatsApp.

Events businesses

Events and production companies can collect deposits, vendor payments or booking confirmations through payment links shared directly in WhatsApp.

Freelancers

Instead of waiting for bank transfers before starting work, freelancers can send a project deposit link directly in the WhatsApp thread and get paid instantly.

Tutors

Payment links allow tutors to create a reusable link for monthly session fees they can drop into a WhatsApp chat when it’s time to bill for sessions.

Salons and beauty businesses

Salons can send booking confirmation links before appointments to secure payments in advance and reduce no-shows.

Travel agents

Sharing payment links directly inside chats around trip planning makes it easy for customers to pay deposits or full package costs in multiple currencies.

Explore Mamo payment links.

Why payment links are better than asking for a bank transfer

Bank transfers still work. But they’re slow, manual and harder to track — especially for businesses already operating with WhatsApp. Payment links make the process faster and easier for both sides.

Faster

Customers can pay in under a minute using their card, Apple Pay or Google Pay.

Professional

Instead of sharing bank details in a chat, customers see a clean checkout page designed for payments.

Easy to track

Every transaction appears in your Mamo dashboard with real-time notifications and payment history.

Easy for customers

Customers don't need a Mamo account or another app download. They can just tap and pay.

Frequently asked questions about Mamo payment links

Do customers need a Mamo account to pay? 

No. Customers simply tap the payment link and complete checkout in their browser.

How many payment links can I create? 

Unlimited payment links can be created from your Mamo dashboard.

What currencies can I charge in? 

Mamo supports payments in 15+ currencies.

What payment methods can customers use? 

Customers can pay using:

• Visa
• Mastercard
• American Express
• Apple Pay and Google Pay

How do I know when I've been paid? 

You’ll receive a real-time notification, and all transactions are visible inside your Mamo Dashboard.

Learn more about accepted payment methods.

If your business runs on WhatsApp, your payments should too

Most UAE businesses are already selling and communicating on WhatsApp every day.

Mamo payment links make it easy to turn those conversations into completed payments without:

• Bank transfer or follow-ups
• POS machines
• Websites
• Manual payment tracking

Create your Mamo account. Start accepting payments on WhatsApp today.

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