Simple invoicing to power your passion

Goodbye cash and bank transfers! Accept instant payments from your customers online. Get started within minutes.

A unique and reusable payment link for your business

Share your permanent payment link with any customer using WhatsApp, email, SMS or any messaging service. Reuse the same link for all future payments with all your customers.

Get paid quickly, safely, and securely

No integration hassle, no contracts, no setup costs, no minimums or monthly subscription. Accept payments securely and immediately via Visa and Mastercard. Mamo Pay Business will settle your sales automatically to your bank account.

How it works in 3 easy steps

Register your business in less than a few minutes

We’ll need your business name, contact details and IBAN to send your settlement.


Check your email for your unique link

Once you’ve registered, you’ll receive an email with your secure payment link.
The exact same link can be shared with all your customers and is reusable for as many payments as you need.


Share your secure link with customers via WhatsApp, email, SMS, Instagram or any messaging service

Your link is unique to your business. Once you claim it, it’s yours!
Customers can pay using debit or credit card.


All done!

Once payment is complete, you’ll receive an email confirmation with details including who the payment is from.
Mamo Pay will settle your sales automatically to your bank account using your IBAN. It will take up to seven days to settle payments, but we promise to do it earlier whenever possible!

Mamo Pay image
Mamo Pay image

Frequently asked questions

The following questions cover how to get started, registration and general information we thought you may find useful during this private beta.

Are there any fees associated with payments?

Mamo Pay Business will cost you 3% per transaction. There are no setup costs or any other fees, just a flat 3% fee per transaction.

Are there any minimum or maximum limits on invoice amounts that a customer can pay?

There are no minimum or maximum limits when using Mamo Pay Business. However, keep in mind that we will only be able to send you a settlement if the total settlement payment is AED 100 or more.

Is there a minimum amount Mamo Pay needs to collect before I receive my money?

Yes, Mamo Pay Business will only be able to send you a settlement if the total amount due is AED 100 or more.

How are refunds processed?

If the payment has been transferred and settled to your bank account by Mamo Pay, the funds will be in your possession, therefore refunds would need to be managed by you.

However, if a payment refund request from your customers comes in before the transfer and settlement to your bank account by Mamo Pay, then we can reverse the transaction. The fee for this reversal would be 3%.

If you have any questions related to refunds please reach out on

How do I know which customer sent me this money?

We will send you an email receipt to inform you that your customer’s payment was successful. The receipt will include your customer’s name so you know who it’s from.

Which currencies does Mamo Pay accept?

Mamo Pay Business is currently only available in AED. However, your customers can settle and pay in any currency using their international debit or card cards. Please note that exchange rates may apply. For more information please contact your card issuer or bank.

How long does it take to receive money from Mamo Pay Business?

It usually takes seven days to settle payments, after the payment has been made by your customer.

I lost / forgot my payment link, how do I retrieve it?

Email us at And we’ll be happy to resend your payment link!

How can I track how much money I’m due from Mamo Pay Business?

The Mamo Pay Business dashboard is coming soon and currently under development. This will allow you to track all transactions, including settled and pending payments between your business and Mamo Pay. We’ll share updates as we progress, but if you have any questions please reach out on

Can I modify the amounts of these payment links?

Yes! Amounts are easily modifiable both by you or by your customers. We want this process to be as seamless and intuitive as possible for businesses and customers alike. You can simply modify the amount inside the payment form in the amount input.

Tip: You can also edit the amount right from inside the URL by simply replacing the amount, for example here is a URL with the amount of AED 100

you can replace the '100' with any amount, here is an example with AED 235

How do I generate payment links?

In this beta phase, Mamo Pay Business will generate a single payment link for you. This link can be used to accept different amounts from your customers. For example, you can collect AED 100 from one customer and AED 240 from another, all using the same link!

What will happen after I register?

Once you complete your business registration (it takes a few minutes), we will onboard your business and send you an email containing your payment link. This email will contain all the instructions needed to start sending payment links to customers and accepting payments from them.

Mamo Pay Business

Questions or suggestions? We thrive on feedback! Please reach out.